Choose
your loan

Finding the right loan is as important as finding the perfect home. Here’s how to navigate your options:

1. Find a Trusted Lender:

• Online platforms, advertisements, and personal referrals can help you find a lender.
• At Key Realty Solutions, we can connect you with trusted lenders who specialize in various financing situations.

2. Evaluate Your Lender:

When choosing a lender, consider:

• Communication – Are they responsive and clear in their explanations?
• Rates and Fees – Are their interest rates competitive?
• Loan Options – Do they offer loans that fit your needs?
• Local Knowledge – Are they familiar with the real estate market in your area?

3. Select the Right Loan Type:

• Fixed-Rate Mortgage – Interest rate remains constant over 15-30 years, ideal for long-term ownership.
• Adjustable-Rate Mortgage (ARM) – Lower initial rate that adjusts over time, suitable for short-term ownership.
• Hybrid Loans (Intermediate ARMs) – Combines the benefits of fixed and adjustable rates.

Choosing the right loan impacts your financial future. Take the time to explore your options, ask questions, and make an informed decision.